Introducing the BHDTA
Insurance Scheme
BHDTA MEMBERS' PERSONAL LIABILITY INSURANCE COVER
All BHDTA Members and Marathon Groom Subscribers are automatically insured for personal liability in respect of their personal equestrian related activities, provided that they are normally domiciled in the United Kingdom or Irish Republic.
Company membership and Affiliated Club membership applies only to one nominated person. Business activities need separate insurance.
The policy also covers another person who is riding or driving the insured's horse with permission, provided they have no other insurance. If the horse is kept at livery or is loaned to someone else and used for non-business purposes the insured is still covered. If a parent or guardian is sued as a result of an
action by their child, the policy provides cover for the parent or guardian.
If legal liability is proved, the policy will pay damages up to £30,000,000 for any one claim and the number of claims is unlimited. It also pays all costs incurred with the consent of Underwriters, in defending the claim. The BHDTA policy covers incidents in connection with the use/ownership of a horse or pony worldwide and includes the liability of one Member/Marathon Groom subscriber to another.
It should be stressed that many Members/Marathon Groom Subscribers will have other insurances such as a household or livestock policy which will also cover personal liability. If that is the case, the other Insurers will be asked to settle or contribute towards the claim, which helps keep down the cost of the BHDTA policy.
EXCLUSIONS
All insurance policies contain exclusions (circumstances in which you will not be covered); the main ones on this policy are:
- Claims against you by members of your family or anyone in your employment.
- Property in your care, custody or control (e.g. if you have a horse on loan and the horse is injured, the resultant costs are not insured).
- Any business or profession (the policy does not exclude instruction if no payment is received other than expenses)
- Horse racing, point to point racing or steeplechasing.
- The use of a horse or horsedrawn vehicle for hire or reward.
- The first £500 of each and every claim for loss of, or damage to, property.
BHDTA MEMBERS' PERSONAL ACCIDENT INSURANCE
The cover afforded under the Master Policy is for individual BHDTA Members and Marathon Groom Subscribers resident
world-wide. Company membership and Club Affiliation applies only to one nominated person.
The insurance is only in operation whilst the Insured Person is engaged in any horse related activities (excluding racing, point-to-point and driving motor cycles of any type). Cover includes the care and handling of horses and driving of horse drawn vehicles.
Cover at an Organised Equestrian Event is limited to horse-related injury but extended to include travelling thereto
or therefrom (although the benefits whilst travelling are restricted to Scale A). The term 'Organised Equestrian Event' includes organised practice or training sessions. The insurance is effective world-wide.
Note – you should contact BHDTA website or their Secretary for details of this.
New initiative from Sport England. - Driving Back to Sport
A new initiative to encourage non-driving people to take up the sport of competitive carriage driving is being rolled out by Sport England. 'Driving Back To Sport' is focused on the introduction of 200 mature adults to carriage driving with a goal of sustaining their long term interest. The initiative has been designed to inspire new participants to Carriage Driving, helping them learn and turn ambitions, whether to compete or become an official, into reality.
'Driving Back To Sport' will be run over 5 weeks as a series of 5 full day sessions.
The first local 'Driving Back To Sport' session will be held at Bennington Carriages by Sue Mart with the first of 5 sessions on 9th February and will be held at the Bennington Carriage Driving Academy. After their final session Bennington invite all drivers to their end of course party on the evening of April 19th start at 6pm - 8pm, which includes the “sports makers/buddy up evening”. This is being delivered by Sport England and will be an inspirational evening. If there is any further information available in the future we will let you know.
Here’s what the press has to say...
Driving back
to sport
More people will be given the opportunity to try their hand at the exhilarating sport of carriage driving thanks to funding
from Sport England for an innovative new project designed to encourage mature adults to take up the reins.
The British Horse Driving Trials Association (BHDTA) has been awarded a £30,000 Sportmatch grant – the first of its kind given for any equestrian discipline – for its project called ‘Driving Back to Sport’, which aims to introduce 200 mature adults to carriage driving and sustain their interest in the long-term
Fifty individuals from each region will then be chosen to take part in a series of one-to-one sessions delivered by UKCC coaches (United Kingdom Coaching Certificate), ensuring a high quality programme of tuition is provided to the newcomers. Each person will have a Personal Development Plan (PDP) to evaluate their progress.
Richard Lewis, Chairman of Sport England, added:
“The opportunity to try a new sport for the first time is often all a person needs to catch the sporting bug. The Driving Back to Sport project is a great way for mature adults to try driving and get
a quality sporting experience that will encourage them to stay involved.”
Driving Back to Sport 2012
25 January 2012
'Driving Back to Sport' got off to a flying start in January at Ashfields Equestrian Centre in Essex, with 34 keen participants enjoying a day of introduction to the sport.
Minta Winn led the team of ten UKCC coaches who worked together to shape the pilot day, and provided workshops on all aspects from cones to dressage- there was even a chance for everyone to take the reins and drive a carriage for the first time!
By the end of the day 32 applicants had signed up to continue for the remaining four sessions, and head coach and manager at Ashfields, Wilf Bowman Ripley, was delighted with the success of the opening event; "It couldn't have gone better. We had a fantastic bunch of participants, and we're all really looking forward to our next sessions. It's great to see so many enthusiastic new faces to the sport of carriage driving, and we've seen some excellent potential today."
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